Turning 65 or Already on Medicare?
Medicare Coverage Made Simple
Whether you're about to turn 65 or you've been on Medicare for years, our advisors will walk you through every option and help you choose the right plan. At no cost to you.
Contact Our Staff with Help on Prescriptions— start your PDP reviewUnderstanding the Basics
The Parts of Medicare
Your Two Main Paths
Medicare Advantage vs. Medigap
After Parts A and B, most people choose between Medicare Advantage or a Medigap Supplement. The right fit depends on your doctors, prescriptions, and budget — we help you compare both.
Medicare Advantage (Part C)
Replaces Original Medicare with an all-in-one private plan. Often includes dental, vision, hearing, and drug coverage in one premium.
- Often $0 or low monthly premium
- Combines Parts A, B, and usually D in one plan
- May include dental, vision, and hearing
- Network-based (HMO or PPO)
- Extra benefits like fitness memberships
- Must stay within plan's service area
Medigap (Medicare Supplement)
Works alongside Original Medicare to cover the gaps — copays, coinsurance, and deductibles — giving you more predictable out-of-pocket costs.
- Works alongside Original Medicare (Parts A & B)
- Covers copays, coinsurance, and deductibles
- See any doctor who accepts Medicare — no networks
- Predictable costs month to month
- Renewable for life as long as premiums are paid
- Standardized plans (A, B, C, D, F, G, K, L, M, N)
Enrollment Forms
Key Medicare Forms
Forms available here may be used to enroll; however, we are not responsible for submissions that are not completed or verified through one of our licensed benefits specialists. There are often faster and more efficient ways to enroll in Medicare Part B — we encourage you to contact one of our specialists to ensure your enrollment is handled properly.
Scope of Appointment (SOA)
Federal law requires a completed Scope of Appointment form before we can discuss any Medicare Advantage, Part D, or Medigap plans with you. Please download the form, complete it, and email it directly to our team before your appointment.
Start Your Part D Prescription Review
Complete our secure online form with your prescription information. Your submission goes directly to our office and to the agent you select, and we follow up with a personalized Part D plan review.
Complete the PDP FormCommon Questions
